The right plan design can move far more of your business income into your own future — while rewarding the team that builds it.
Most owners set up a retirement plan once and never revisit it. Plan design is one of the highest-leverage decisions a business makes.
Design beats default
Beyond a basic 401(k), profit-sharing and cash balance designs can multiply what an owner defers each year — legally and deliberately.
Retention is a benefit too
Vesting schedules and matching design turn the plan into a tool for keeping the people who make the business valuable.
Coordinate business and personal
The plan, your compensation and your eventual exit should be designed as one system. That is where we start.
This article is for educational purposes only and is not tax, legal or investment advice. Speak with a licensed professional about your own situation.
